Our Services

Comprehensive Financial Planning

What’s it like to have your very own CFO? We do our best to provide that experience to you here.  One of our CFP® professionals will plug in to assist with all areas of financial planning. We do all the planning for you, proactively, and provide assistance with implementation. Financial planning includes: retirement planning, income planning, investment planning, tax planning, estate planning, and insurance planning.  The real benefit is not any one of those areas individually, but rather the intersection where they all meet. Our goal is to help you meet your goals.  We charge a flat fee based on net worth to avoid any investment driven conflicts.

Comprehensive Financial Planning + Investment Management

You get all the benefits of the Comprehensive Financial Planning model plus we take it a step further to implement the investment management for you.  The Sum offers investment management as an add-on service to financial planning.  We charge a flat fee in addition to the Comprehensive Financial Planning fee for this service.

Financial Planning Projects/Hourly Planning

Some clients do much of their own financial planning and investment management but need a second set of eyes along the way.  Some clients need a CFP® professional to fill in the gaps that they cannot.  Others need a one-time plan to get started with.  Whatever your financial planning project is, we are here to help.  Flat fees are quoted ahead of time based on time and complexity.

Stand-Alone Investment Management

The Sum offers investment management for individuals and families.  We find that a few clients do not want to go through financial planning but would like to have their assets managed.  We’re here to help and at a fair price. At The Sum, we charge a flat fee per account managed.